Financing the Farm: A Look at USDA Farm Loan Programs

By Faith Parum, Ph.D.

American Farm Bureau Federation

Farming requires significant capital. Producers pay for seed, fertilizer, feed, fuel and other inputs months and sometimes years before crops are harvested or livestock are sold. Buying farmland, machinery and other long-term assets often require even more financing.

Those needs are growing. USDA projects total production costs for major field crops to reach new highs in 2027.

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