The Enhanced Coverage Option (ECO) Crop Insurance Program for 2025
By Michael Deliberto, Ph.D.
LSU AgCenter
The Enhanced Coverage Option (ECO) allows producers to supplement their current underlying individual insurance coverage and provides area-based coverage for a portion of the deductible of the producer’s underlying policy in a manner like the Supplemental Coverage Option (SCO). ECO utilizes the same expected and final area yields, projected and harvest prices, and payment factors as SCO but covers a band from 86% (where SCO coverage ends) up to 90% or 95% of expected crop value. Like SCO, ECO is based on a producer’s underlying insurance coverage.