Supplemental Coverage Option (SCO) Crop Insurance Policy Mechanics for 2025
By Michael Deliberto, Ph.D.
LSU AgCenter
The optional Supplemental Coverage Option (SCO) endorsement provides additional coverage for a portion of an individual producer’s underlying crop insurance policy deductible. The basic operational mechanics of the SCO endorsement follows/ ‘mirrors’ underlying policy coverage. If the producer purchases a yield protection (revenue protection) policy, then SCO covers yield loss (revenue loss). The amount of coverage depends on the liability, coverage level, and approved yield for the underlying policy.