Row Crop Risks Weighed by U.S. Ag Lenders as Beef Booms

By Kim Chipman

Successful Farming

Agricultural bankers are growing increasingly concerned about the financial stress facing row crop producers heading into 2026. 

Lenders should be on the lookout for signs of possible credit pressure among borrowers, according to Zach Allen, senior director of food and agribusiness at First Financial Bank in Cincinnati. Those red flags could include buying cheaper inputs than they usually would and skipping on soil fertility issues.

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