Farmer Financials: From a Yellow Light to a Check Engine Warning

By Margy Eckelkamp

AgWeb

In 2025, the average size of loans for farmer operating expenses reached a record high (30% higher than last year) and pushed up lending volumes, according to the National Survey of Terms of Lending to Farmers. As noted by Federal Reserve of Kansas City Economist, Ty Kreitman, demand for farm loans has risen with tighter working capital, elevated production costs and higher cattle prices.

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